SEMINARS, EVENTS, & OUTREACH Xerox Retirement Workshop The Horizon Group hosts a Xerox Retirement Workshop to help employees considering retirement sort through a mountain of important decisions. Since 1994 over 5,000 retirees have enjoyed this informative workshop that breaks this difficult decision into a simple process.Active retirement eligible employees can join a straightforward and easy-to- understand discussion that will cover:Timing your retirement to maximize the RIGP formula excess benefitThe possible shock of interest rate increases on lump sum retirement optionsHealthcare decisions and Medicare basicsSocial Security and claiming strategiesHow the PBGC insures monthly pensions – and limitsHow to choose a pension option – and why a monthly check may make sense for youStrategies to get a monthly payment from a lump sum of retirement savingsInvestment strategies for retireesInvestment pitfalls and how to select a financial advisorGet the information every retiree needs and few advisors know. Currently there are no workshops scheduled, however, please call us at 585-334-3600 for a complimentary, no obligation individual meeting to discuss your situation. Retirement Alternatives Workshop Wednesday, January 23rd, February 6th, or February 20th @ 6:45p.m.This educational evening is a must for anyone contemplating retirement. In the relaxed atmosphere of our historic cobblestone’s classroom, we explore all the important decisions necessary for a successful retirement. People enjoy our organized, straightforward, and down-to-earth approach to retirement. Give us an evening, and we’ll cover all the various aspects of retirement you need to consider. We’ll even show you strategies to break this difficult decision into a simple process. Well cover:Where to start when considering retirementQuantifying expenses and cash flow projections How your taxes and insurances change in retirementHealthcare decisions and Medicare basicsSocial Security and claiming strategiesHow the PBGC insures monthly pensions – and limitsHow to choose a pension option – and why a monthly check may make sense for youMechanics of consolidating and “rolling over” 401k’s and pension plans to an IRAStrategies to get a monthly payment from a lump sum of retirement savingsInvestment pitfalls and how to select a financial advisorRetirement tips learned from 25 years of exclusively working with retireesWe’ll share our firm's philosophy and strategy for managing retirement money. Many people enjoy our frank discussion of the costs, benefits, and pitfalls of working with various types of financial professionals. We end our session by opening the floor to questions on any financial topic, showcasing our experience as a trusted advisor "anywhere money touches life".These fun and informative workshops are run monthly at our classroom at 5582 West Henrietta Road. To reserve your free seat, please call our office at (585) 334-3600 or email our team at [email protected].